Restaurant Insurance Cooked to Order For Your Business

What Is Restaurant Insurance?

It takes the perfect mix of the right ingredients to make a restaurant into a successful business. Owning a restaurant is stressful, making it less a business than it is a calling. It’s not just about turning tables… you have to worry about food spoilage caused by fault or malfunctioning equipment, fire and smoke damage and injuries to customers and employees alike.

Restaurant insurance is specifically tailored to the needs of restaurants and the unique challenges that they face. When you’re properly covered by restaurant insurance, you’re going to be able to rest easy and put your attention where it’s most needed: making great food, happy customers and offering the perfect dining out experience.

Savor Peace of Mind

The right restaurant insurance is going to reduce your unnecessary risk, helping you to get “all-in-one” coverage for your property, your employees, your customers, your fleet and even protect you against the interruption of service that can be caused by “kitchen nightmares.” Even robbery is covered under most restaurant insurance plans.

Make no mistake about it: If you work in any aspect of food or beverage service, you need restaurant insurance. General liability plans are just that – general. They are not designed to cover the specific challenges presented to restaurants, delis, cafeterias, coffee shops, pizza shops, diners and other food-specific businesses.

In fact, some restaurants require specialized coverage even within restaurant insurance. The experienced professionals at Moorhead Insurance Agency are familiar with restaurant insurance and can help to guide you to the right kind of insurance to cover any specific liabilities you might have.

Because many restaurants operate on razor-thin margins, you might be worried about the cost of restaurant insurance. However, the cost is likely much lower than you think and certainly lower than the cost of incurring any of the issues that restaurant insurance is designed to cover.

Choose Moorhead Insurance for your business insurance needs!

What Does Restaurant Insurance Cover?

  • General Liability
  • Property Coverage
  • Product Liability
  • Food Contamination Coverage
  • Spoilage Coverage
  • Workers’ Compensation
  • Equipment Breakdown
  • And more
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1516 Main Ave
Moorhead, MN 56560


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