Does Your Company Need Liquor Liability Insurance? Don’t Be So Sure You Don’t…
Safeguard your business with Liquor Liability Insurance
It’s not just businesses on the service side who need liquor liability insurance. Companies who manufacture, retail, wholesale, or in any way facilitate the purchase of alcohol need to cover themselves against loss with liquor liability insurance coverage.
- Bar or Restaurant Owners
- Catering Company
- Event Venues
- Any business that sells alcohol
What Is Liquor Liability Insurance?
Still, it’s important for you to understand the basics so you can understand what it is your company needs … and why you need it.
Liquor laws vary widely from state-to-state, but “dram shop” laws hold servers financially responsible for the actions of the visibly intoxicated patrons they serve. They can apply to social clubs and private events as well as bars, restaurants, and liquor stores. You can also incur civil action for selling after hours, selling without a license, or selling to minors.
- Alcohol-Related Injuries
- Property Damage
- Legal Expenses
- Lawsuit Settlements
- Assault and Battery
- Host Liquor Liability
- Employees and Security Personnel
- Vendor and Contactor Coverage
- Catered Events
- And More
At Moorhead Insurance Agency, our experienced agents want to make the complicated process of purchasing liquor liability insurance as simple, easy, and as streamlined as possible for you. If you serve, sell, or distribute alcohol in any capacity, your business simply can’t afford to be without it.
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