Life Insurance Is the Ultimate Peace of Mind

Everyone Needs A Lifeline For A Lifetime

It’s hard to put a dollar amount on the cost of your life or that of a loved one … but you absolutely need to think about insuring yourself and others to protect everyone’s future. Costs can be a real concern for people when they’re shopping around for life insurance, but it’s never as much as you think.

No One Wants To Think About It, But…

Imagine yourself in this scenario…

After multiple tests from multiple doctors, it’s found that you have a terminal health condition. A million thoughts are racing through your head, but there’s one that’s louder than the rest: Who is going to look after your family and their well-being after you’re gone? How will your spouse keep on top of the bills? Who will pay for your children to go to college?

This is why people get life insurance: To ensure that their family is protected in the event of their untimely death. More than that, life insurance can help you to enjoy those last years, months or even weeks with your family without having to stress about finances.
Shopping for life insurance is uniquely challenging and people often have trouble making heads or tails of even the most basic decision: term or whole?

Term life policies cover you for a specific time period, with the most common being 20 years. Depending on age, these policies start out dirt cheap and increase in costs as you age. Some offer the option to convert to whole life at the expiration of the term.

Whole life policies on the other hand, cover you for your entire life, even if you live to 100. An advantage of whole life is that it builds cash value over the life of the policy. You can then borrow against this when you need money.

No matter what type of insurance you go with, Moorhead Insurance Agency is there to help you easily navigate the difficult and confusing landscape with our qualified and experienced agents.

What Can a Life Insurance Policy Cover?

  • Death Benefit
  • Funeral and Burial Expenses
  • Debts and Financial Obligations
  • Income Replacement
  • Educational Expenses
  • Estate Taxes
  • Business Succession Planning
  • Charitable Donations
  • Estate Equalization
  • Special Needs Planning
  • Estate Creation
  • Mortgage Protection
  • Business Loan Protection
Request a Quote

Please complete the below information and we will contact you for a Free Insurance Quote

Full Name(Required)

You get more
than just a policy with us!

Contact us today for a quote.

Contact

Location

1516 Main Ave
Moorhead, MN 56560

Hours

Mon-Thurs: 8:00AM-5:00PM
Fri: 8:00AM-3:00PM
Sat-Sun: Closed