Serving Moorhead, MN, Fargo, ND, and

the surrounding states (ND, SD, MN, CO, and AZ)

Google Plus Facebook Twitter Moorhead Insurance Agency, Inc. - Insurance Consultants | Moorhead, MN Logan Ness Nicholle Robinson Jennifer Wear Sara Brunett
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Meet The Moorhead Insurance Team

The team that comprises of Professionals you can trust!

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us today. We're a member of the

Fargo-Moorhead Chamber of Commerce.

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Phone Steve Ness, Owner and Producer - Moorhead Insurance Agency Inc.

Steve Ness

Owner and Producer,

Steve began his insurance career in 2004, joining Moorhead Insurance as an Account Executive and later buying the agency in 2008. Steve had previously worked in the wireless industry for over 13 years holding many management and sales roles. Steve attended and completed State Auto Insurance Companies prestigious Pacesetter Program of Columbus OH. Steve’s primary focus is to ensure he meets his client’s needs in both Commercial and Personal Lines insurance. Steve is very active with Moorhead Youth Hockey as a coach and volunteer and enjoys teaching kids the game of hockey. Steve loves to spend time with his family and enjoys the outdoors and all sports.

Tom Tvedt

Owner and Producer,

Tom has been working in the insurance industry since 1984. He joined Moorhead Insurance Agency in 2000, later purchasing the agency in 2008 along with Steve Ness, Gary Feir, and Sharon Meyer. Tom specializes in personal and commercial lines of insurance. He continually strives to give his clients excellent service along with affordable and reliable insurance coverage. In his free time Tom enjoys fishing, golfing, and spending time with family and friends.

Tom Tvdet, Owner and Producer - Moorhead Insurance Agency Inc.

Jennifer Schwarting

Jennifer is our office accountant. She has been working at Moorhead Insurance since 2013 and has been licensed since 2015. Jennifer graduated from Rasmussen College in 2011 with an Associate’s Degree in Medical Administration. Prior to joining the Moorhead Insurance team, she was an accountant at two previous employers. In her own words, “I love this job. I love the social interaction with the clients; helping them with all of their billing questions and concerns. I also love the social interaction with my co-workers. We have a great team here!” Outside of the office you can find her playing a fierce game of Uno with her daughter.

Jennifer Schwarting, Accountant - Moorhead Insurance Agency Inc.

Carmen Felch

Carmen began her insurance career with American Family Insurance as an agency specialist in 1999, receiving several JD Power Customer Service Awards. She joined the Moorhead Insurance team in March of 2010, as a producer. She moved to Fargo in 1990 to attend NDSU and received a Bachelor of Science degree in 1994. Carmen’s main goal is to get to know her clients and find the best possible insurance coverage at the best rate. Carmen enjoys golfing, bowling, and spending time with her family and friends.

Carmen Felch Kristy-Lehse

Julie Rasmusson

Julie Rasmusson started her career in the insurance industry in the mid 1990’s working primarily as a personal lines Customer Service Representative, later becoming a producer. Julie has been in the customer service industry, in different capacities, for over 30 years and prides herself on treating each person with consideration, care and loyalty. Her main priority as an insurance agent, is to make sure that the customer is satisfied and feeling secure with their choice to trust their insurance needs with her. On Julie’s personal side, she loves animals, gardening and spending time with her husband, Kurt, and dogs, Jake and Maggie.


Kristy Lehse

Customer Service Representative,

Kristy began her insurance career with Moorhead Insurance Agency in June of 2008. She was hired as a Commercial Lines Specialist, and was promoted to Office Manger in 2014. Kristy strives to meet clients’ needs and expectations to ensure the best possible experience. Kristy lives in Fargo, ND with her husband and two sons. During the summer you will find her watching her oldest son play baseball, and in the winter her younger son playing basketball.

Sara Brunett

Personal Lines Specialist,

Sara Brunett born and raised in the suburbs of The Twin Cities. She moved to Moorhead in 2016. Sara got her BSN in Nursing at the College of St Benedict and worked in the medical field for about 15 years. Sara started her career in insurance with Kroschel and Associates in 2010, where she mostly focused on medical insurance. She started working for Moorhead insurance in August of 2018. Her focus is to provide excellent customer service and strives to ensure that customers are insured for their needs. In her private time Sara enjoys spending time with her family, 4 wheeling, and helping her significant other build Rat Rods.

Jennifer Wear

Personal Lines Specialist, Claims, Assistant Office Manager,

Jennifer grew up in the Dilworth-Glyndon-Felton area. She began her insurance career in October of 2008 with American Family insurance. She joined the Moorhead insurance team in March of 2014 as a Customer Service Representative and was promoted to Assistant Manager after her first year. Jennifer enjoys the everyday challenges of the insurance industry and strives to provide clients with a positive experience and peace of mind. She resides with her husband and three children in Dilworth, MN. In her spare time Jennifer enjoys spending time with her family and watching her daughter dance and her oldest son playing football and basketball and playing cars and reading to her youngest son.


Renee Orvedal

Renee Orvedal

Commercial Lines Specialist,

Renee is a Customer Service Representative with Moorhead Insurance, A true believer in Customer Service, Renee believes that the Customer should come first.


Renee is Licensed in Property & Casualty Insurance.


Before joining Moorhead Insurance, Renee was a stay-at-home mom. Prior to being at home with her son, she worked for MSUM, NDSU, a local Masonry Company and a Plumbing & Heating Company. After a successful career in Accounting/Bookkeeping, she was ready for a change and new challenges with opportunities to expand her knowledge.

Nicholle Robinson

Personal Lines Specialist,

Nicholle (Nikki) Robinson was born and raised in Fargo, ND. She maintains a ND license in Cosmetology, since 1990. She graduated from NDSU in Sociology with Criminal Justice emphasis in 2002, with minors in Psychology and Visual Arts.


Nikki has been in the insurance industry since September of 2010 and joined the Moorhead Insurance Agency family in April of 2017.

Logan Ness

Personal Lines Specialist, Producer,

Logan Ness was born and raised in Moorhead, Minnesota. He played Hockey and golf for the Spuds, and graduated from Moorhead High School in 2012.


A few hobbies he enjoys are hunting and fishing along with hockey, golf, and spending time at the lake.


Logan has been licensed in Property and Casualty since April of 2017, and continuing to learn each and every day as an agent in training!